Wealthy Living Identity Theft Prevention Article Series

• In a current investigation done by the FBI, 30 percent of the victims admitted that they had been a victim of identity theft by a co-worker or a friend. In this case, be very wary of the people around you. Don’t trust your bank and personal business documents to anyone else. Most of the suspects know the pattern and lifestyles of their victims.

• Get a copy of your credit reports and statements to insure that your identity is not being used by another person.  Make sure to get it from a reliable source like credit banking and bureaus.

• Opt out of the mailing list option when you sign up for your credit report. The bank mailing list must come from the contacts of credit bureaus.  Call the bank’s head office to get an idea which mailing list is safe from identity theft.

• Never write down your social security card number on your checks. Many individuals can read it and can use it against the account.  It is best to put your social security card number in a secured area of your home.  However, if you do wish to carry it in your wallet (as stated on the card), keep in a secret compartment in your wallet or purse.

• Never print your bank account number on any document such as your driver’s license for example.  

• Delete any spam email messages that requires an account number. More than likely it is a fraudulent strategy to get vital information from you.  Also, stop all credit card offers from the internet. There are some hackers that can corrupt the bank notifications. Installing firewall and anti spyware software can help. These software programs can protect your computer passwords and other personal data. 

• When getting a new batch of checks, it is important to initial the printed name instead of the whole name. It is also important to get the check from the bank where you purchased the account. 

• When you register for online banking, keep your password private. Also your pin number must not be carried inside your purse or wallet. Any personal information should not be given over the phone concerning your banking, name, address, etc. 

If an individual feels that he or she is a victim of an identity theft, it is appropriate to contact the nearest Police Department or bank where you do business.  Remember, in every action, taking extra care and getting help from the appropriate agencies is the safest thing to do.

For the best  identity theft prevention, keep your private financial information in a safe place always.